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The Lo-Doc Ultra allows self-employed applicants to
demonstrate their ability to afford a loan by signing a
declaration as opposed to providing evidence of income.
The 95% LVR allows more borrowings against the value
of the property.

> Loan Size
$50,000 up to $500,000 ($750,000 in Sydney metro).

> Purpose
Purchase or refinance for investment or private purposes.

> Security
Owner occupied properties only.

> Eligible Borrowers
- Individuals only.
- Companies & Trusts (if complying with credit criteria).

> Term
15, 20, 25 or 30 years.

> Repayments
Variable rate Principal and Interest and
Interest Only 1-5 years.

> Direct Debit
Pay your loan by direct debit monthly, fortnightly or weekly.

> Direct Salary Crediting
Have your income directly paid into your home loan account.

> Redraw
Minimum $2,000, no fee to redraw.

 


LVR

Loan Amount Max LVR
$50,000 - $750,000 (Metro) 95%
$50,000 - $500,000 (Regional) 90%

> Portablility

The security property can be substituted if required.
Note there may be restrictions if loan size needs to be altered.

> Statements
Free six monthly statements and free interim statements
issued upon request.

> Additional Repayments
Unlimited additional repayments at any time on variable rate.


 

 

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Home Loans - Sydney, NSW