Home Loans Sydney, NSW - Standard Variable Rate

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	Home Loans Sydney, NSW - Standard Variable > Split Facility One home loan with up to 4 home loan accounts allowed, comprising a mix of home loan products in Sydney, NSW. This is useful for borrowers distinguishing between loan purposes and providing assistance with income tax preparation. > Home Loan Size $30,000 up to $3,000,0000. > Purpose Refinance or Purchase, personal or investment use. > Term 10,15,20,25 or 30 years. > Repayments Principal and Interest or Interest Only for 1,2,3,5 or 10 years.	> Direct Debit Pay your home loan by direct debit monthly or fortnightly, additional payments can be made on variable rates at any time at no extra cost. > Direct Salary Crediting Have your income directly paid into your home loan account and use your re-draw facility over the phone or via the internet to access your money when needed. > Fees No monthly administration fees or account keeping fees.

> LVR

	Home Loan Amount	Max LVR
	< $2,000,000	80%
	< $3,000,000	70%

Please refer to Advantage Rate and 100% Loan product
sheet for LVR’s greater than 80%.
Higher loan amounts can be achieved at reduced LVR’s.

> Portablility
The security property can be substituted if required.
Note there may be restrictions if loan size needs to be altered.

> Statements
Free six monthly statements.

> Convert to Fixed Rate
All or part of the home loan can be converted to a fixed rate
loan at any time (subject to a 4 account maximum).

Contact Premier Capital to talk about your home loan in NSW.

> Available
No minimum and free if combined with offset account.

> Principal Reductions
Yes no limit, however "manual" reamortisation requests apply.