Lo-Doc Select

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	The Lo-Doc Select allows self-employed applicants to demonstrate their ability to afford a loan by signing a declaration as opposed to providing evidence of income. > Loan Size $50,000 up to $800,000. > Purpose Purchase or refinance for investment and/or private purposes. > Security Owner occupied or Investment properties only. > Eligible Borrowers - Individuals only. - Companies & Trusts (if complying with credit criteria). > Term 15, 20, 25 or 30 years.	> Repayments Variable rate Principal and Interest and Interest Only 1-5 years. > Direct Debit Pay your loan by direct debit monthly or fortnightly. > Direct Salary Crediting Have your income directly paid into your home loan account. > Redraw Minimum $250, no fee to redraw. > Mortgage Insurance Payable in all instances by the borrower. > Fees No account keeping or ongoing fees.

> Repayment Method
You can pay by direct debit on a monthly or
fortnightly frequency.

Additional repayments can also be made via the
internet or phone banking.

> LVR

	Loan Amount	Max LVR
	$50,000 - $800,000 (Metro)	80%

> Portablility
The security property can be substituted if required.
Note there may be restrictions if loan size needs to be altered.

> Statements
Free six monthly statements.

> Additional Repayments
Unlimited additional repayments at any time on variable rate.