Lo Doc Home Loans - Premier Capital

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Lo-Doc Home Loans allows self-employed applicants to demonstrate their ability to afford a loan by signing a
declaration as opposed to providing evidence of income.

> Lo-doc 80
No Mortgage Insurance to 80% LRV!!
Lo-Doc Home Loans for:
- Self employed applicants; Declaration of Income
and Affordability.
- Employed applicants; usual income verification.
- Must be self employed more than two years.
- Regulated and unregulated purpose available.

> Lo-doc 70
Lo-Doc Home Loans for:
- Self employed applicants;
- All applicants; Declaration of Affordability.
- No minimum period of self employment.
- Regulated and unregulated purpose available.

> Self Employment
Self employment should be evidenced from CRAA
and ABN or from other searches such as
www.abr.business.gov.au

> Statements
Quarterly.

LVR

Loan Amount	Lo-Doc 80	Lo-Doc 70
$30,000 - $750,000	80%	70%
$750,001 - $1,000,000	80%	N/A
$1,000,001 - $1,500,000	70%	N/A
$1,500,001 - $2,000,000	60%	N/A

No Mortgage Insurance payable by the borrower.

> Direct Debit
Pay your loan by direct debit monthly or fortnightly.

> Direct Salary Crediting
Have your income directly paid into your home loan
account and use your re-draw facility over the phone
or via the Internet to access your money when needed.