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> Loan Size
$50,000 up to $750,000.
 

> Split Facility
Can combine with Standard Variable or Line of Credit
for higher loan amounts.

> Purpose
Purchase or refinance for investment and/or
private purposes.

> Security
Owner occupied or Investment properties. NB. For
100% LVR's owner occupied properties only.

> Term
10, 15, 20, 25 or 30 years.

> Repayments
Variable rate Principal and Interest and
Interest Only 1-5 years.

> Direct Debit
Pay your loan by direct debit monthly or fortnightly.
 

> Direct Salary Crediting
Not available on this product.
However can combine with the AIO or LOC to have salary credited,
and payments for the Discount split can be taken from the AIO/LOC.

> Redraw
Minimum $50, no fee to redraw.

> Mortgage Insurance
Payable by borrower where LVR exceeds 80%.

> Fees
No account keeping or ongoing fees.


> LVR

Loan Amount Max LVR
$50,000 - $500,000 100%
$500,001 - $750,000 90%

> Portablility

The security property can be substituted if required.
Note there may be restrictions if loan size needs to be altered.

> Statements
Free Quarterly statements.

> Additional Repayments
Unlimited additional repayments at any time on variable rate.


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Home Loans - Sydney, NSW