FINANCE AVAILABLE FOR:

◻ Boat finance
◻ Bus and coach finance
◻ Cars, vans & utes finance
◻ Cranes finance
◻ Dental equipment finance
◻ Earthmoving equipment finance
◻ Engineering equipment finance
◻ Food processing equipment finance
◻ Forklifts & materials handling finance
◻ Manufacturing equipment finance
◻ Medical equipment finance
◻ Mining equipment finance
◻ Office fit-out & equipment finance
◻ Printing equipment finance
◻ Restaurant fit-out & equipment finance
◻ Truck finance
◻ Woodworking equipment finance

ARE THE QUESTIONS HOLDING YOUR BUSINESS BACK?

If your business needs new equipment, you may have many questions about finance: What are the rates? What will the repayments be? Which is better - a lease or hire purchase? Each day that these questions go unanswered is one day delay in making your business more productive.

Premier Capital arranges equipment finance solutions that are tailored to the specific needs of your business. We finance a wide range of industries across manufacturing, primary production, construction, retail, and professional services. And all types of equipment: from a ute to a fleet of trucks, from one computer to total office fit-outs, from a coffee machine to a complete cafe. Finance packages are available from as little as $3,000.

Premier Capital has access to a large lender base with whom we place a large volume of finance. These strong relationships provide us with the means for getting the best deal suitable for you.

We arrange all necessary paperwork, including invoices from the supplier of your choice. Best of all, we can come to you. It's our aim to make it easy as possible for you to reach your goals.

Our job is to explore the many alternatives and explain which best suits your particular requirements. This involves consideration of your budget and potential taxation benefits that may be available. So don't let the questions slow your business down. The answers are one phone call away.

Phone 1300 883 520 > get the answers > get your business moving.

FINANCE SOLUTIONS TAILORED FOR:

◻ Your budget
◻ Maximising your tax benefit
◻ Business or private use
◻ New or used
◻ Purchases at private sale, auction or dealer

TYPES OF FINANCE AVAILABLE:

◻ Finance leasing
◻ Commercial hire purchase
◻ Chattel mortgages
◻ Sale and hire back
◻ Operating lease (rentals)
◻ Factoring - invoice discounting
◻ Novated leasing
◻ Master finance agreements
◻ Fleet leasing and management
◻ Consumer loans
◻ Personal loans
◻ No doc loans

◻ Commercial Hire Purchase:

Purpose
Available for companies, business, sole traders and
professionals to buy business goods such as motor vehicles, trucks,
industrial plants, professional or earthmoving equipment.

How it works
The hire purchase agreement is a contract where
Financier (the "owner") gives the "hirer" possession and use of an item
of equipment in return for regular payments. When the final payment is
made, the "hirer" owns the goods.

◻ Finance Lease:

Purpose
Available for companies and business professionals to allow them to use
business goods such as motor vehicles, trucks, industrial plant, professional
or earthmoving equipment.

How it works
Financier purchases the equipment or vehicle you require
and then leases the goods to you. You then enjoy the use of the vehicle or
equipment for an agreed time in return for a series of rental repayments.
You can finance the outlay you’ve already made for goods purchased in the
last six months.

◻ Novated Lease:

Purpose
For employees who have the option of receiving a car as part of their salary package.
The employer pays all rental payments to Financier and the employee enjoys full
use of the motor vehicle.

How it works
The employee chooses a car and leases it from Financier.
The employee then novates the lease to their employer, who assumes all the
employee’s rights and obligations under the lease, including responsibility of
meeting the lease rentals.
The contract is in the name of the employee who remains the registered owner
throughout the lease and keeps effective control of the vehicle at all times.
If the employee leaves the company, the vehicle remains with the employee.
In this situation generally the employee takes over the payments or gets another
employer to make the payments. This means, the original employer is not left
with an unwanted car and the employee keeps the vehicle.

◻ Chattel Mortgage / Commercial Loan:

Purpose
Provides finance for companies and business professionals to purchase
goods such as motor vehicles, trucks, earthmoving, industrial plant and
professional equipment, which are for business use more than 50% of the time.

How it works
You take ownership of the goods upon delivery and Financier
secures the loan by registering a charge over the goods.

◻ Rental / Operating Lease:

Purpose
No matter what business you’re in, the right equipment is essential. A customised
operating lease gives you full use of an asset while allowing you to avoid many of
the risks typically associated with ownership - such as depreciation in value,
obsolescence and asset disposal.

How it works
An operating lease acts as a true hiring arrangement where the asset is treated
as an expense, allowing you to finance your equipment off balance sheet for
accounting purposes.

EACH OPTION HAS ITS OWN TAX BENEFITS. PROFESSIONAL ADVICE FROM
YOUR ACCOUNTANT SHOULD BE SOUGHT ACCORDING TO YOUR SITUATION
AND REQUIREMENTS.