> Repayments
Principle & Interest or Interest Only.

> Delivery Rate
Variable 8.20% (current as at 06.07.05) - Rate is
subject to change without notice.

> Max. Loan
$3.OM per security property. $5.OM customer limit.

> Min. Loan
$100,000.

> Max. Loan LVR%
75.00%. Exclusive of GST. Lesser of purchase
price or valuation.

> Customer Types
Full financial accounts. Owner Occupiers or Investors.
Clear Credit History.

> Security Types
1st Mortgage. Non-Specialised. Strata or Torrens,
Commercial, Industrial, Retail or Residential. All capital
cities. Regional Centres with population > 100,000
Supporting Residential securities OK in centres> 30,000.

> Pay down / Re-draw
Yes on Variable Rate trasactions only.

> Split Loan
Yes maximum of 3.

> Substitute Security
Subject to credit approval. Costs apply.

> Internet Access
Yes.

> Construction / Development
No.

> Third Party Security
Yes. Proprietor(s)/owner(s) must provide a guarantee.

> Statements
Half Yearly.