100% Loan

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	> Purpose Purchase of owner occupied property, primarily for first home buyers trying to escape the rent trap, who have established a small amount of savings. Up to 97% available for investment purchases. > Loan Size $50,000 up to $600,000. > Term 10, 15, 20, 25 or 30 years. > Repayments Principal and Interest. > Additional Repayments No limit on additional repayments.

LVR

	Loan Amount	Max LVR
	$50,000 - $600,000	100%

> Portablility
The security property can be substituted if required.
Note there may be restrictions if loan size needs to be altered.

> Statements
Quarterly.

> Payments
Pay your loan by direct debit monthly or fortnightly.

> Redraw
Available as required, accessed over the phone,
via the internet, or manually via a fax.

> Fees
$120 Annual Line Fee.

> Mortgage Insurance
Payable by the borrower.

> Security
Metropolitan security properties only.